Our Services

Study Abroad Loans, Made Simple

Compare offers across 18+ banks and NBFCs, get sanctions in as little as 48 hours, and handle the entire process online — with zero bank visits.

Home/Services/Education Loan Assistance

₹3,500 Cr+

Loans Disbursed

18+

Banks & NBFCs

10,000+

Students Funded

70%

Approval Rate

Funding your education abroad shouldn't mean running between bank branches, filling the same form five times, or accepting the first offer you get out of sheer exhaustion. We've helped disburse over ₹3,500 crore in education loans across 18+ lending partners — comparing every offer side by side, so you can pick the one that genuinely costs you the least over the life of the loan, not just the one that approved you first.

Value Added Services

Support Beyond Your Loan

We help organise the essentials that make your move abroad simpler.

Education Loan

Compare eligible lenders and keep loan documentation on track from application to sanction.

More details

Accommodation

Guidance on university housing, private residences and what to check before reserving a room.

More details

Forex

Plan tuition transfers, currency requirements and documents ahead of your departure.

More details

SIM Card

Arrange a local number for easy access to university, accommodation and family communication.

More details
Why Choose This Service

What Makes Our Loan Assistance Different

Faster Sanctions

Quicker loan approvals driven by proactive communication and priority processing through our lending partners, with select NBFCs sanctioning in as little as 48 hours.

Zero Operational Effort

We handle documentation, follow-ups and lender communication end-to-end, so you can focus on preparing for departure, not paperwork.

One Profile, Multiple Offers

Submit your documents once — we route your profile across all 18+ lending partners and bring back comparable offers side by side.

Better Approval Odds

Access to 18+ lenders with approval rates up to 70% — if one lender says no, your profile is already in front of several others.

How It Works For You

A Smarter, Simpler Loan Process

Attractive Interest Rates

Compare rates across 18+ lenders instead of settling for whatever the nearest bank branch quotes you.

Effortless Onboarding

A single profile submission gets routed to multiple banks — no repeating the same paperwork for every lender.

24/7 Support

A dedicated relationship manager is assigned to your file from application through to disbursement.

Live Status Tracking

Track every lead, loan request and approval status live through our partner portal — no chasing anyone for updates.

Our Lending Partners

Partnered With 18+ Leading Financial Institutions

We work with top national banks, NBFCs and specialised education-loan lenders across India to ensure you get the most competitive offer available — all compared in one place.

CR

Credila

AV

Avanse

P

Poonawalla Fincorp

IC

InCred

AX

Auxilo

IB

ICICI Bank

IF

IDFC FIRST Bank

TC

Tata Capital

LF

Leap Finance

AB

Axis Bank

YB

YES Bank

PF

Prodigy Finance

UB

Union Bank of India

MP

MPOWER Financing

SBI

State Bank of India

PNB

Punjab National Bank

SC

Society Connekt

Lender availability and offers vary by destination country, course and profile. Logos and brand names belong to their respective owners and are shown here to indicate our partnership network.

Benefits

Why Students Choose Our Loan Assistance

Compare & Customise Offers

See offers across 18+ lenders side by side and choose the structure — secured or unsecured, fixed or floating — that fits your family's situation.

Reduced Tax Liability & Hidden Charges

We flag processing fees, prepayment penalties and other hidden charges upfront, and help you claim eligible tax benefits under Section 80E.

Fully Online Process

No bank branch visits required — documentation, verification and approval can all be completed digitally, wherever you are.

Sanctions in 48 Hours

With complete documentation, select NBFC partners can issue a loan sanction letter in as little as 48 hours.

24x7 Advisory Support

A dedicated relationship manager answers your questions throughout the loan journey, not just during business hours.

Lower Interest & Processing Fees

Because lenders compete for your profile through us, negotiated rates and reduced processing fees are common outcomes.

Getting Your Loan

From Application to Disbursement

1

Free Eligibility Check

We assess your admit, co-applicant profile and collateral situation to shortlist realistic lenders before you apply anywhere.

2

Document Collection

Admission letter, academic records, income proof and KYC documents gathered once, formatted for every lender's requirements.

3

Multi-Lender Application

Your profile is submitted across our matched lending partners simultaneously, instead of one at a time.

4

Compare & Choose

We lay out every offer's interest rate, processing fee, moratorium period and collateral requirement side by side.

5

Sanction & Disbursement

Once you accept an offer, we track the sanction letter and coordinate disbursement timing with your university's fee deadline.

6

Post-Disbursement Support

Ongoing help with repayment scheduling, moratorium queries and any follow-up documentation your lender requests.

Know Your Options

Secured vs. Unsecured Education Loans

Aspect Secured Loan (with Collateral) Unsecured Loan (No Collateral)
Typical LendersPublic & private banks (SBI, PNB, ICICI, Axis)NBFCs (Credila, Avanse, Auxilo, InCred, Prodigy Finance)
Loan AmountUsually higher, tied to collateral valueCapped lower, based on profile & course
Interest RateGenerally lowerSlightly higher, reflecting added lender risk
Processing TimeLonger — collateral valuation requiredFaster — some sanctions in 48 hours
Best Fit ForFamilies with property to pledge, seeking lowest ratesStudents prioritising speed and simplicity over rate

There's no universally "better" option — the right structure depends on your loan amount, timeline and family's comfort with pledging collateral. We help you weigh this decision against your specific offer letter and budget.

Did You Know?

Under Section 80E of the Income Tax Act, the entire interest paid on an education loan is deductible from your taxable income for up to 8 consecutive years, with no upper limit on the deduction amount — a benefit many families never claim simply because they don't know it exists.

Student Voices

Real Students, Real Loan Journeys

“I got three loan offers within a week without visiting a single bank branch. Comparing them side by side saved us nearly 1% in interest versus the first offer we almost accepted.”

Kunal Bhargava

MS Computer Science, Northeastern University

“We didn't want to pledge our house, so the team pointed us toward an unsecured NBFC option instead. Sanction came through in two days.”

Ishita Sabharwal

Now at Trinity College Dublin

“Nobody told my parents about the Section 80E tax deduction until LeapGeeBEE mentioned it. That alone made the whole loan easier to justify at home.”

Rehan Siddiqui

MBA, Arizona State University

Common Questions

Education Loan FAQs

Not always. Several of our NBFC partners like Credila, Avanse, Auxilo and Prodigy Finance offer unsecured loans without collateral, typically up to a certain amount, while banks generally offer larger loans against property or with a strong co-applicant.

Rates typically range from around 9% to 13.5% per annum, depending on the lender, whether the loan is secured or unsecured, your co-applicant's profile, and your destination country. We'll show you the exact range across your matched lenders.

This depends on your course, destination and lender — unsecured loans are usually capped lower than secured ones, though limits vary widely. We'll map realistic amounts against your specific offer letter during your free consultation.

Most lenders require a co-applicant, usually a parent or guardian with a steady income, though a small number of NBFC and international lenders like Prodigy Finance evaluate students on their own admit and future earning potential.

The moratorium is the period during your course (plus usually 6-12 months after) when you're not required to make full EMI payments — most lenders only ask for simple interest payments, or nothing at all, during this window.

Yes — under Section 80E of the Income Tax Act, the full interest paid is deductible from taxable income for up to 8 years, with no cap on the deduction amount. This applies to the loan applicant, typically the parent or the student if filing independently.

The eligibility check and application support are free — we're compensated by our lending partners, not by charging students an additional fee for comparing and applying to loans.

This varies by lender — some allow penalty-free prepayment after a lock-in period, others charge a small fee. We flag this clearly when comparing offers, since it matters if you expect to repay early.

Ready to check your loan eligibility?

Book a free consultation — we'll compare offers across 18+ lenders for your specific profile.

Check My Eligibility

Related Services