Education Loan
Compare eligible lenders and keep loan documentation on track from application to sanction.
More detailsCompare offers across 18+ banks and NBFCs, get sanctions in as little as 48 hours, and handle the entire process online — with zero bank visits.
Education Loan Assistance
LeapGeeBEE NCR
₹3,500 Cr+
Loans Disbursed
18+
Banks & NBFCs
10,000+
Students Funded
70%
Approval Rate
Funding your education abroad shouldn't mean running between bank branches, filling the same form five times, or accepting the first offer you get out of sheer exhaustion. We've helped disburse over ₹3,500 crore in education loans across 18+ lending partners — comparing every offer side by side, so you can pick the one that genuinely costs you the least over the life of the loan, not just the one that approved you first.
We help organise the essentials that make your move abroad simpler.
Compare eligible lenders and keep loan documentation on track from application to sanction.
More detailsGuidance on university housing, private residences and what to check before reserving a room.
More detailsPlan tuition transfers, currency requirements and documents ahead of your departure.
More detailsArrange a local number for easy access to university, accommodation and family communication.
More detailsQuicker loan approvals driven by proactive communication and priority processing through our lending partners, with select NBFCs sanctioning in as little as 48 hours.
We handle documentation, follow-ups and lender communication end-to-end, so you can focus on preparing for departure, not paperwork.
Submit your documents once — we route your profile across all 18+ lending partners and bring back comparable offers side by side.
Access to 18+ lenders with approval rates up to 70% — if one lender says no, your profile is already in front of several others.
Compare rates across 18+ lenders instead of settling for whatever the nearest bank branch quotes you.
A single profile submission gets routed to multiple banks — no repeating the same paperwork for every lender.
A dedicated relationship manager is assigned to your file from application through to disbursement.
Track every lead, loan request and approval status live through our partner portal — no chasing anyone for updates.
We work with top national banks, NBFCs and specialised education-loan lenders across India to ensure you get the most competitive offer available — all compared in one place.
Credila
Avanse
Poonawalla Fincorp
InCred
Auxilo
ICICI Bank
IDFC FIRST Bank
Tata Capital
Leap Finance
Axis Bank
YES Bank
Prodigy Finance
Union Bank of India
MPOWER Financing
State Bank of India
Punjab National Bank
Society Connekt
Lender availability and offers vary by destination country, course and profile. Logos and brand names belong to their respective owners and are shown here to indicate our partnership network.
See offers across 18+ lenders side by side and choose the structure — secured or unsecured, fixed or floating — that fits your family's situation.
We flag processing fees, prepayment penalties and other hidden charges upfront, and help you claim eligible tax benefits under Section 80E.
No bank branch visits required — documentation, verification and approval can all be completed digitally, wherever you are.
With complete documentation, select NBFC partners can issue a loan sanction letter in as little as 48 hours.
A dedicated relationship manager answers your questions throughout the loan journey, not just during business hours.
Because lenders compete for your profile through us, negotiated rates and reduced processing fees are common outcomes.
We assess your admit, co-applicant profile and collateral situation to shortlist realistic lenders before you apply anywhere.
Admission letter, academic records, income proof and KYC documents gathered once, formatted for every lender's requirements.
Your profile is submitted across our matched lending partners simultaneously, instead of one at a time.
We lay out every offer's interest rate, processing fee, moratorium period and collateral requirement side by side.
Once you accept an offer, we track the sanction letter and coordinate disbursement timing with your university's fee deadline.
Ongoing help with repayment scheduling, moratorium queries and any follow-up documentation your lender requests.
| Aspect | Secured Loan (with Collateral) | Unsecured Loan (No Collateral) |
|---|---|---|
| Typical Lenders | Public & private banks (SBI, PNB, ICICI, Axis) | NBFCs (Credila, Avanse, Auxilo, InCred, Prodigy Finance) |
| Loan Amount | Usually higher, tied to collateral value | Capped lower, based on profile & course |
| Interest Rate | Generally lower | Slightly higher, reflecting added lender risk |
| Processing Time | Longer — collateral valuation required | Faster — some sanctions in 48 hours |
| Best Fit For | Families with property to pledge, seeking lowest rates | Students prioritising speed and simplicity over rate |
There's no universally "better" option — the right structure depends on your loan amount, timeline and family's comfort with pledging collateral. We help you weigh this decision against your specific offer letter and budget.
Under Section 80E of the Income Tax Act, the entire interest paid on an education loan is deductible from your taxable income for up to 8 consecutive years, with no upper limit on the deduction amount — a benefit many families never claim simply because they don't know it exists.
“I got three loan offers within a week without visiting a single bank branch. Comparing them side by side saved us nearly 1% in interest versus the first offer we almost accepted.”
Kunal Bhargava
MS Computer Science, Northeastern University
“We didn't want to pledge our house, so the team pointed us toward an unsecured NBFC option instead. Sanction came through in two days.”
Ishita Sabharwal
Now at Trinity College Dublin
“Nobody told my parents about the Section 80E tax deduction until LeapGeeBEE mentioned it. That alone made the whole loan easier to justify at home.”
Rehan Siddiqui
MBA, Arizona State University
Not always. Several of our NBFC partners like Credila, Avanse, Auxilo and Prodigy Finance offer unsecured loans without collateral, typically up to a certain amount, while banks generally offer larger loans against property or with a strong co-applicant.
Rates typically range from around 9% to 13.5% per annum, depending on the lender, whether the loan is secured or unsecured, your co-applicant's profile, and your destination country. We'll show you the exact range across your matched lenders.
This depends on your course, destination and lender — unsecured loans are usually capped lower than secured ones, though limits vary widely. We'll map realistic amounts against your specific offer letter during your free consultation.
Most lenders require a co-applicant, usually a parent or guardian with a steady income, though a small number of NBFC and international lenders like Prodigy Finance evaluate students on their own admit and future earning potential.
The moratorium is the period during your course (plus usually 6-12 months after) when you're not required to make full EMI payments — most lenders only ask for simple interest payments, or nothing at all, during this window.
Yes — under Section 80E of the Income Tax Act, the full interest paid is deductible from taxable income for up to 8 years, with no cap on the deduction amount. This applies to the loan applicant, typically the parent or the student if filing independently.
The eligibility check and application support are free — we're compensated by our lending partners, not by charging students an additional fee for comparing and applying to loans.
This varies by lender — some allow penalty-free prepayment after a lock-in period, others charge a small fee. We flag this clearly when comparing offers, since it matters if you expect to repay early.
Book a free consultation — we'll compare offers across 18+ lenders for your specific profile.
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